Reductions to interest payments may leave the neediest struggling to cover their mortgagesDisability and housing organisations are accusing the government of potentially forcing thousands..

Q I am a 66-year-old retired teacher a little confused at the difficulty I have remortgaging a property at a decent rate of interest.I currently have two properties, one in Streatham and..

Bank of England report shows mortgage lending at second-lowest level since records beganMortgage lending fell sharply in July as activity in the housing market remained subdued, according..

Bank follows Santander, Co-op/Britannia and Halifax in offering reduced interest rates to current account holdersBarclays is to launch a range of loyalty mortgages offering current account..

With first-time buyers unable to get on the ladder, the property market is shuddering to a haltOnly a mug bets against rising house prices in Britain. This is a small island that has a..

A survey for the National Housing Federation highlights the bleak scale of Britain's financial crisisToday's young adults will have to wait until middle age to buy their first home if they..

• July's home loan figures down 18.5% on 2009• Martin Weale warns of 'significant chance' of recessionAn 18.5% drop in mortgage lending over the past year provided fresh evidence of a..

Mortgage lending rose by 5% in July, compared to June, but remains down 3% year on yearMortgage lending rose by 5% in July compared to the previous month, to £13.6bn, but was down 3% from ..

The Chartered Institute of Housing is calling for urgent attention to the needs of 3m households in the private rental sectorBritain's "golden age of home ownership" is coming to an end,..

Mortgage customers wait weeks as demand jumps 40%First Direct mortgage customers are having to wait four weeks for interviews to apply for the bank's lifetime tracker mortgage following a..

First Direct has received a 40% increase in calls about its mortgage products after reducing the application fee to £99First Direct mortgage customers are having to wait four weeks for..

Q Which lenders would provide a mortgage for a UK holiday home? I am not intending to let the property. My current lender will only offer up to 75% of the value of my current house which,..

• Benefit that pays interest on loans to be halved from October• 65,000 at risk of losing property, housing associations sayAlmost 65,000 disabled people, including those with profound..

Interest rates may have fallen but households are finding the cost of borrowing is rising – and may remain highThe three years since the onset of the credit crunch have seen the cost of..

Mortgage payment changed triggered a £15,000 demandMy late father had taken out decreasing life insurance with his Barclays mortgage. In 2008, he became unable to work through illness and..

3.95% mortgage rate until autumn 2015HSBC this week launched the first sub-4% five-year fixed-rate mortgage seen for many years. Customers of the bank – which has just announced doubled..

• This week's top news stories• Virginia Wallis answers your homebuying questions • Student bank accounts: Overdrafts and incentivesThis week's top stories• House prices increased..

A calculation error by Clydesdale bank means Alison Godfrey's mortgage is £7,600 in arrears and her repayments are about to rocket by 65%Thousands of households face huge increases in..

Q We are living in our first house which we bought for £160,000 five years ago. We have an outstanding mortgage of about £130,000 mortgage and I estimate it is now worth £200,000-£220..

Abbey wouldn't give another loan on one London home, even though it had previously approved the same property and the same ownerMortgage lenders are becoming so strict with their criteria..

The Bank of England base rate is predicted to stay at 0.5% for years – so it's a great time to follow them with your mortgagePredictions this week that the United Kingdom is set for four..

A new shared-ownership scheme from Santander and Affinity Sutton offers mortgages of up to 95% of a buyer's share of the purchase priceIf you are a first-time buyer in the south-east who is..

• Spanish bank could take over 318 Royal Bank of Scotland branches as early as next week• UK arm of bank reports 10% rise in profit as it bids to take on 'big four'Santander will..

Financial experts underwhelmed by a lack of introductory offers and products which can usually be beaten by shopping around"The British banking revolution begins today," claimed Metro Bank...

FOS figures are expected to show 150 people a day complain about PPI, as Lloyds Banking Group calls halt to sales for loans, credit cards and mortgagesLloyds Banking Group has stopped..

While living alone brings more freedom, a downside is that there's no one to share bills with. Here are some ways single people can get a better dealYoung, free and single is a description..

Our mortgage was approved in principle but we still can't get a formal offerNatWest confirmed my new mortgage in principle. I returned the signed application on 3 March and within a week..

A miscaculation by the Yorkshire and Clydesdale banks means some mortgage holders could be asked to repay up to £300 more each monthThousands of Clydesdale and Yorkshire Bank mortgage..

Q My ex-partner and I bought a house together in November 2007. Both our names are on the mortgage, but he moved out in April as we are no longer together.We bought the house for £123,000..

Q I have an interest-only mortgage of £30,000. This was taken out several years ago and the house is now valued at around £135,000. As I am over 70 I would like to downsize to a..

Seasonal pick-up in mortgage loans – but experts predict activity will tail off later in the year as buyers 'wait and see'Mortgage lending rose by 15% in June to an estimated £13.1bn ..

New rules forcing mortgage lenders to check on a borrower's income should be welcomed, even if the self-employed sufferBack in 2007, Ayodele Thomas of Hornchurch, Essex, presumably obtained..

Stephen Bates spent a year on his quest to discover why his Irish Life endowment payout was £1,200 less than expectedIt's fair to say that when I took out an endowment policy on my flat in..

Good riddance to liar loans. It has taken the Financial Services Authority five years of study to reach the conclusion that self-certification mortgages are bad news and something should be..

FSA chair Lord Turner to tell Future of Finance conference that bank bonuses must be addressed as he signals significant change in approach to regulating loansBritain should consider..

FSA proposals to always check borrowers' income will slow mortgage applications – but aim to reduce repayment problemsMortgage borrowers will find it takes longer to process their..

• Lloyds TSB offers mortgage with 5% deposit• Yorkshire Building Society launches rolling one-year fixTwo innovative mortgage deals were launched this week – one aimed at homeowners..

Q I have two properties. One is in my sole name and my daughter wants to buy it. The market value last August was approximately £200,000. She has a deposit of £37,000. I am happy to sell..

Housebuilder's cautious approach to new projects reflects fears of double-dip recession and slump in demand for new homesThe ongoing mortgage shortage coupled with the government's public..

Q I have a deposit of £110,000 and I would like to buy a property at some point this year, in London. The trouble is figuring out how much I could borrow – mortgage calculators seem to..

Number of mortgages approved remains the same after housing market fails to pick up from slow start to 2010Activity in the housing market failed to pick up during May with the number of..

Three Irish lenders are launching negative equity mortgages but many UK banks and building societies are already offering them. They're just not shouting about itLenders in Ireland are..

George Osborne's budget seemed less bloody than many expected, but make no mistake – families will be the losersMaybe Fabio Capello could take lessons from George Osborne. While the..

Ex-boyfriend entitled to half share 17 years after split even though he did not pay mortgage, appeal court rulesUnmarried couples who split up could be in for a nasty shock about who owns..

The introduction of mortgage caps, to head off another financial crisis, is said to be on the Bank of England's agendaSpeculation this week that the Bank of England may introduce mortgage..

A study of the UK housing market shows the private rented sector could soon outgrow the social rented sector, as buy-to-let investor numbers growOne in five households could be living in..

Q I have 15 years left on a repayment mortgage and, because my lender has consistently refused to drop its rates, I am paying 5.44%. I have around £45,000 in savings, which I am..

Mortgage lending for house purchases fell by 9% in April, with the number of loans for first-time buyers falling by 17%, CML figures showFirst-time buyers in April made up the lowest..

Yorkshire building society's 10-year fix at 4.99% would offer long-term payment certainty, but borrowers should beware its lack of flexibilityA building society has today launched a..

Woolwich launches market-leading 90% loan-to-value deal, but only if you buy a Bovis homeFirst-time buyers and people with a small deposit have a new ally in the struggle to buy a house –..

Bank of England figures show that mortgage lending improved in April compared to March, but remains way below the six-month averageMortgage lending increased month on month by £0.5bn in..