Royal Bank of Scotland has promised £1bn of new loans to manufacturers at cut-price rates to meet lending targets from the Government

January is the month when many people look to sort out their finances and try and obtain the best deals, especially those who have debts to clear.

Number of households borrowing from loan sharks has risen by 22% to 200,000 in the past three years, a report findsDebt clinic: post your questionsThousands of households have taken out..

Payday loan company Wonga is launching the first ultra high-rate loan iPhone application allowing users to borrow up to £1,000 at 2,689%

As a student I ran up big debts and had to take out an IVA. Now I have a good job, how can I restore my financial reputation?

Financial aid for Iceland looks set to be delayed by its failure to reach a £2.3bn compensation deal with Britain and the Netherlands over its collapsed Icesave accounts.

The amount of their income that British consumers spend on mortgage payments is at its lowest level in five years, according to the Council of Mortgage Lenders (CML).

People buying property are finding their mortgage payments the most affordable for 13 years, according to research.

The average interest charged during the month was the highest average rate since September 2006.

The average credit card interest rate jumped in December, according to the Bank of England, heaping pain on to those struggling with New Year debts

The cost of fixed-rate mortgages fell during December as competition in the market began to increase, figures show.

More than one million people have been forced to use their credit card to pay their mortgage or rent over the past year, research reveals

Tesco and M&S come up trumps on credit cards, while big banks Halifax, Lloyds and NatWest are given a serious thumbs down

Barclays has lost millions on loans provided to Latitude after the digital marketing agency was put into administration.

An award winning recycling company that wants to recover valuable metals from old TV screens by investing in new processing technology has been frustrated by the reluctance of its..

Credit cards offered by supermarkets and high street stores are best rated.

Quarterly survey of financial sector shows banks and building societies expect rise in lending will be choked off, cutting profitsBritain's high-street banks expect their recovery will come..

An estimated one million families have resorted to using credit cards to pay their mortgage or rent during the past year, research showed today.

Lloyds Banking Group will not get back all the £450m it lent to the collapsed property empire of entrepreneur Paul Kemsley, despite a recovery in the commercial property market,..

Lloyds Banking Group will not get back all the £450m it lent to the collapsed property empire of entrepreneur Paul Kemsley, despite a recovery in the commercial property market,..

There are some good deals on offer if you meet the lending criteria, says JillThe new year is a prime time for consumers to seek out personal loans, often consolidating existing debts from..

It looks like common sense will prevail in the attempt by some borrowers to have credit card debts written off. A judge ruled at the end of last month that credit agreements can't be..

Contactless credit card allows holders to make purchases by swiping it over a readerMobile phone firm Orange has joined forces with Barclaycard to launch a contactless credit card..

Borrower beware. You can only apply for loans and credit cards without potentially marring credit histories with Nationwide, Barclaycard and Zopa

Only 'two or three' businesses evicted by Crossrail have been given a loan by the developer to help with relocation costs, its bosses admitted

If voters in the US or the UK had been given a vote on whether their governments should inject trillions of dollars into their banks (in the form of loans, guarantees and investments), it..

Interest rates could start to rise in two months' time, according to one economist.

Almost 6,000 companies face paying higher interest charges on their Government-backed loan from January 1 after an 11 month-long discount deal with the European Commission ends

The shiny new "good" Northern Rock, stripped of its book of bad loans, came into being yesterday and declared to customers that "it's business as usual".Indeed it is. Northern Rock..

• Building societies bemoan competition from state-owned banks • Northern Rock stripped of toxic loans has deposits worth £19bn Building societies have complained that they had lost Â..

Northern Rock, the nationalised bank that came to symbolise the financial crisis, has officially been reborn as a slimmed-down, cleaned-up mortgage lender.

Two more lenders have increased the standard interest rate charged on mortgages despite the fact that the Bank of England has left official rates unchanged since March last year.

The number of people taking out mortgages to buy a home rose again in November but the appetite for other loans fell.

The number of mortgages approved for house purchase has more than doubled during the past year as the property market continues to recover, figures showed today.

Homeowners have been warned that mortgage rates will increase in the next 12 months, adding thousands to the cost of many loans. Borrowers will be affected as banks and building societies..

To find the cheapest loan, you need to understand the tricks deployed by the lending industry. We explain all

Consumers responded to the recession by repaying almost £2bn of unsecured loans in 2009, the first annual reduction since records began in 1987

I set up a direct debit which wasn't paid. Now I'm being threatened by a debt collectorMy son is a student at the University of the West of England in Bristol. He signed an agreement with..

Short-term loan firms will be expecting a bumper month as the post-Christmas debt blues take their toll. Lenders such as TxtLoan.co.uk and Cashgenieloans.co.uk offer Britain..

By the start of 2011 I want to have just one credit card that I can pay off in full every monthThis, claims Jill Insley, is going to be the year when I practise what I invariably preach and..

It's time I took my own advice and changed by 16-year-old current accountMy current account is with HSBC. I have banked there since opening a student account in 1994. I've written plenty..

If you are looking to spread the cost of your Christmas splurge and want to take advantage of a 0 per cent balance-transfer credit card, the Virgin card could be the answer.

The last 12 months have proved difficult for people looking to move house or buy their first home. However, as we enter 2010 the outlook seems much far brighter. With house prices..

How to find out where you can make savingsI have never actually sat down and looked at how much my partner and I take home each month, or even totalled our monthly outgoings, writes Hilary..

The stamp duty holiday failed because of the low sales.

We outline the best 0% balance transfer, purchase, 0% purchase, cashback, foreign usage and credit building credit cards for 2010

Bank loans and the M3 money supply contracted at an accelerating pace in November, raising risk that a lending squeeze will choke region's recovery.

You can save 35pc by comparing as few as five insurance providers, according to the ABI.

Moneysupermarket.com reckons you can cut the cost of their home insurance by £122, without cutting back on cover.

Transferring the balance on your credit card to a card with a 0pc deal gives you breathing space to pay off the debt.