Ill-health or a debilitating accident is bad enough news for an employee, but for business owners it can mean curtains.

The thaw is under way in many parts of Britain, although it may only be temporary, and insurers are urging homeowners to check their homes for damage as snow and ice..

Andy Brough, fund manager at Schroders, is upbeat on the prospects for insurance broker Brightside Group

Financial Mail's investigator takes on a rogue broking firm and looks into a shaky looking insurance guarantee

With unemployment at record highs, struggling borrowers have turned to their mortgage insurance - only to find insurers refusing to pay out

Aviva, the the country's largest with profits provider, defended its investment strategy as it froze regular bonus levels for millions of policyholders against the backdrop of double digit..

Insurers have warned your car insurance could rise by 20%. We have the ultimate guide to help you avoid costly premiums

Aviva, the insurance giant, has announced that it will keep the majority of the bonuses it pays its 2.1m with-profits customers on hold.

We renewed our insurance and ended up with two policies from the same firm. When I complained, the insurer accused me of dishonesty

Rising premiums are forcing drivers to become more savvy when arranging car insurance. Take these ten steps to reduce your car cover by almost £500

Coinciding with the start this week of the government's £400 boiler scrappage scheme, Wolseley has encountered strong investment demand

The Prudential, Britain's biggest insurer, goes on a £192 million shopping spree, buying the life insurance arm of a major Asian bank to beef up its presence in the region

After a car accident on holiday in France, MoreThan paid for our repairs but won't reimburse additional costs incurred. What can we do?

Nearly 400,000 Equitable Life policyholders will be getting bonuses added to their plans, but the insurer says these are not guaranteed

Aviva Investors, the fund management division of the insurance giant, buys its first equity fund manager in the US

Making a claim on your home insurance could help reduce your carbon footprint if you are covered by M&S Money

More than one million skiers from the UK will hit the slopes in the coming months but, alarmingly, almost half will not bother to take insurance

My company pension scheme is not structured for "salary sacrifice" – can I do anything about this to save on National Insurance contributions (NICs)?

You can save 35pc by comparing as few as five insurance providers, according to the ABI.

Moneysupermarket.com reckons you can cut the cost of their home insurance by £122, without cutting back on cover.

Millions of consumers buying insurance online should expect clearer information about policy excess levels and realistic premium quotes under new guidance for the sector.

The snow which has gripped Europe and North America does have an upside if you're a skier. But a spell out of the country zooming down the slopes has the potential to end up in a..

Families all over Britain will be taking to the roads to visit relatives and friends this Christmas. With winter driving conditions to contend with, the last thing anyone wants to..

Owners have forsaken pet insurance in the recession, but with decorations, turkey bones and mistletoe around, it could come in handy for Christmas

Many people dislike going to the dentist and for many of us, that's as much a fear of bills as of drills. Because of the growing cost of treatment, more and more of us are taking out..

Edward Gibbs' fire damage claim was dismissed by Aviva. Can anything level the playing field between policyholders and insurers?

Last December and January saw more claims for damage caused by 'escape of water' than for either fire or theft. Don't miss our checklist

Insurers have for the first time released official data on the pay out rates for criticial illness cover (CIC) and life insurance policies, with the industry now on average paying more than..

We had to cancel our £1,466 holiday at the last minute when my mother-in-law died unexpectedly. But Co-op won't pay up holiday insurance

Which insurance companies offer the best cover when it comes to cancellations and delays?

The Government may be making efforts to tackle mental-health problems with a new 10-year plan announced last week, but can the same be said for the insurance industry?..

Pre-retirees living in affluent areas are being urged to shop around for an annuity if they smoke or have a medical condition as more providers introduce post code ratings for pensions.

A sports car ended up in my garden after demolishing a high wall. Why will the driver's insurer not cover the full cost of repair?

National Health Service has been forced to find cuts of nearly half a billion pounds to pay for Alistair Darling’s increase in National Insurance, it was admitted

Businesses will be crippled by a £5bn tax rise under plans revealed yesterday for a second rise in employers' National Insurance

Entrepreneur Jonathan Bellwood said the rise in employers' National Insurance would extend the misery of unemployment for hundreds of thousands of workers

Middle Britain got a sense of the tax pain to come after the next election in the Chancellor's pre-Budget report yesterday. Income tax personal allowances were frozen, national insurance..

Insurance executive Paul Pritchard would be hit with a tax hike of nearly £400 under the planned rise in National Insurance

The chancellor raises National Insurance from 2011 and announces a public sector pay cap to tackle the UK's debt.

Middle England has been 'sold a dummy', accountants say, because all the hype about bankers' bonuses may obscure the fact that ordinary workers will pay six times more tax in..

Business leaders reacted with fury to plans to increase national insurance by even more than first planned

The CBI business group criticises the plan to raise National Insurance by 0.5% from 2011, saying it will hit job creation.

Treasury reveals taxpayer is insuring more of RBS's foreign toxic loans than British ones.

Deals that don't pay fees to website are excluded from home page.

Legal & General (L&G) has become the latest insurer to offer premium discounts on its critical illness cover (CIC) for policyholders who have a history of cancer.

Tesco Insurance is refusing to pay up for my dog's £181 operation. Are they right to withhold the money?

Flood risks mean 485,000 homes in England are potentially uninsurable and unmortgageable, according to official figures.

Anyone paying for a "protected" no-claims bonus for their car insurance could be wasting their money. According to the comparison site Confused.com there are "staggering inconsistencies"..

It's a busy time of year and lots of people are driving even more than normal as they do their Christmas shopping. But what do you do if your car breaks down?

The rush for the high ground in Cumbria hasn't just been among its water-soaked residents.

Long-term care providers have new incentives for individuals to take out plans which will cover the costs of care in later life, with some now offering money back guarantees on annuities.